How To Unblock Bajaj Finserv Card

Bajaj Finserv EMI Network Card gets blocked sometimes undercircumstances like when you miss a payment or fail to furnish your ECS mandate, andeven ifyour CIBIL score immediately drops below 750 at a given time.How To Unblock Bajaj Finserv Card In case of such unexpected occurrence, learning how to unblock Bajaj Finserv EMI Network Cardwill be very beneficialand it will help you reactivate the card, so that you can continue to enjoy lot of benefits it offers.

How To Unblock Bajaj Finserv Card

For Re-activating your Bajaj Finserv EMI Network Card that has been blocked, you must first get to know the reason for its blocking. You can do this by calling the customer care helpline or by sending an SMS or by contacting Bajaj Customer Service at After you will know the reason, youcan start to address it.

Steps to follow based on the applicable reason:-

  1. Missing an EMI payment

If you have missed your EMI payment during the last billing cycle then you will have to rectify it and after that your EMI Network Card will be unblocked. You can clearthe dues easily by any of the following methods.

  • Visit your nearest Bajaj Finserv branch
  • Pay through the official website
  • Use the mobile app
  • Sign in and pay through the customer portal- Experia
  1. Incomplete ECS mandate processing
    • Submitting your ECS mandate is important because your EMIs get directly deducted from your specified bank account. If you do not validate your bank to allowauto-debit your EMIs, then your dues will grow up and it will lead to EMI Network Card block. So, in order to keep your card active, you must enquire about the ECSmandate problems in detail.
    • In case you see that the mandate has not been accepted by the bank or unearth discrepancies related to your account details in the mandate, don’t take anychances. Submit a new ECS mandate as soon as possible at your nearest Bajaj Finserv branch to restart the process.
    • When doing so, pay the advance EMI in case you are initiating the mandate process at the beginning or middle of the month. It is necessary to clear all your EMIsby 22nd of every month manually until the mandate goes through and your deductions startshappening automatically. This will help you in keeping your EMI Network Cardactive all the time. After completing the abovementioned steps successfully, your card will be unblocked within 45 days.
  2. CIBIL score under 750

Bajaj Finserv periodically checks your CIBIL score. Therefore, it is very important to maintain a score over 750. If your EMI Network Card has been blocked because of low CIBIL score then here is how you can unblock it.

  • Pay any unpaid dues and restore your score to the required minimum of 750
  • Download the latest copy of your CIBIL score
  • After that appeal for an unblock by sharing your latest CIBIL report with us, visit

Unblock EMI Network Card By calling the customer care number

Now you know the process to unblock Bajaj Finserv EMI Network Card online, take a look at the offline steps.

  • Keep your 7-digit customer ID or EMI Card number handy
  • Call the customer care helpline on 086980 10101
  • Inform the representative of your issue and await further processing

Unblock Bajaj Finserv EMI Network Cardonline Via Experia

To start the Bajaj Finserv EMI Network Card unblock procedure on Experia, You must follow the following steps.

  • Log on to the customer portal
  • Enter your customer ID
  • Choose to either receive an OTP on your registered mobile number, or enter your password
  • Go over to the ‘My Relations’ option and select ‘EMI Network Card’
  • Select ‘View All’ and then click on ‘EMI Card Details’
  • Click on the ‘Block/Unblock/Reissue’ option to proceed
  • Follow the unblock procedure mentioned

Official website :-


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Now that you all know the process to unblock Bajaj Finserv EMI Network Card. You can use your card to shop for your favourite gadgets and appliances using the pre-approvedoffer of up to Rs. 4 lakh! And what’s more, you can even shop at over 100,000 partnerstores for more than a million products of your choice ranging fromelectronics,gadgets, smartphones to lifestyle productsand much more.

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